Finance

Simplifying Car Finance for You

We understand that purchasing a vehicle is a significant investment for most people, and we are committed to making the buying process as straightforward and hassle-free as possible for our customers. We can assist you in creating a finance package that could put you behind the wheel of your dream car.

Finance plays a crucial role in our customers’ car-buying journeys, so we have taken steps to offer excellent packages and provide peace of mind. We have established relationships with a wide range of lenders nationwide for your convenience.

Car Finance Explained

There are three main types of finance deals that you might consider:

Hire Purchase (HP)
Often referred to as HP, this involves a loan secured against the vehicle itself. It's ideal for those looking to spread the cost of their car. Typical HP agreements require a deposit, followed by instalment payments plus interest. Once the final payment is made, you own the car outright.

Personal Contract Purchase (PCP)
PCP is suitable for those who enjoy changing their car every few years without a large upfront payment each time. You typically pay a deposit followed by monthly instalments. At the end of the agreed period (e.g., three years), you have the option to pay the remaining balance, return the vehicle, or use any residual value towards your next car deal.

Personal Leasing (Contract Hire)
Similar to PCP deals, Contract Hire involves monthly payments without the option to buy the car outright at the end of the agreement.

So, regardless of your credit history, we are well-equipped to tailor the perfect finance solution for you. Contact a member of our friendly team to explore your options today.